No HOA! This cozy 3 bedroom, 2 bathroom home is located walking distance from the St Cloud Lakefront Marina with a playground, splash pad, restaurant, beach volleyball and boat access. It features a spacious fenced in back yard and mature landscaping where you could even raise your chickens! Brick paved driveway leading to a 2-car garage. Laundry room indoors. Located within 30 minutes from Disney World parks. Close to schools and public services.